All use cases
Customer account opening
Sales wants to ship, finance wants to check, and the file waits between the two while the customer loses patience.
What it costs today19 680 €per year, before
Assumptions behind this figure60 openings a month · 40 min each · €41 loaded cost
SetupQuick entryTwo to three weeks of scoping, a single connection, a scope that fits on one page.
What it costs, three ways
Today€19,700
A person opens every file
With a copilot€15,700
A person still opens every file, faster
With a bounded agent€3,700
A person opens one file in four
- 75% handled alone
- 10% prepared, decided by a person
- 15% refused by the rule, picked up by a person
Annual gap between today and the agent€15,900
Assumptions behind this figure60 openings a month · 40 min each · €41 loaded costCopilot gain taken at +20%, the top of the range in the controlled studies.
Modelled from the assumptions shown, not a client result. The 75 / 10 / 15 split is a working assumption: at scoping it gets measured on your own files.
What the agent does, on one case
- 01Checks the registration and the officers
- 02Reads the available public financial indicators
- 03Computes a credit limit against the internal grid
- 04Opens the account, or escalates the file with its recommendation
The indicators we measure before and after
- Time to open an account
- Bad debt on newly opened accounts
- Incomplete files waiting
What we usually connect to
- The CRM
- The company registry
- The ERP or accounting system
The act that commits
A credit limit is set on a customer account.
The rule that bounds itlimit ≤ €15,000 with no negative signal, otherwise the finance director approves
What stays with your team
High limits, complex groups and any file carrying a negative signal.
Your figures are not these ones.
Give us yours in three minutes. We redo the arithmetic on your volume and your loaded cost.